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Board of Directors

  • Daqing (David) Ye

    Co-Founder, Chairman and Chief Executive Officer

    Mr. Daqing (David) Ye is our co-founder and has served as chairman of RONG360 Inc.’s board of directors and its chief executive officer since its inception. Mr. Ye has 20 years of experience in operations and management of internet business and consumer financial institutions in China and the United States. Before founding our company, he served as head of marketing for PayPal, China from 2009 to 2011, director of digital marketing capabilities of American Express Company’s, Risk, Information & Banking Group in New York from 2007 to 2009, and senior manager of marketing analysis at AOL Inc. from 2004 to 2007. Mr. Ye started his career as a risk data analyst at Capital One Financial Corporation’s risk strategy and analysis team in 1998, and later worked as a credit risk manager at Global Credit Assurance & Consulting team, and managed statisticians and data analysts at the acquisition marketing team of Capital One’s Under Served Markets group from 2000 to 2004. Mr. Ye received a bachelor’s degree in engineering from Hunan University in China and a master’s degree in finance from the George Washington University in the United States. He is an EMBA candidate at the PBoC School of Finance, Tsinghua University.

  • Jiayan Lu

    Co-Founder and Director 

    Mr. Jiayan Lu is our co-founder and has serviced as RONG360 Inc.’s director since August 2015 and chief operating officer from 2015 to June 2022. Prior to founding our company, Mr. Lu served as deputy director of Pudong branch, deputy general manager of Shanghai branch and deputy general manager of operations of the Bank of Ningbo from 2007 to 2011. Mr. Lu worked as the manager of the customer service center of Royal & Sun Alliance Insurance plc in greater China from 2004 to 2007 and director of the customer service center of Standard Chartered Bank from 2002 to 2004. Mr. Lu received a bachelor’s degree in international finance from Shanghai Jiaotong University in 1997 and an MBA degree from Shanghai Jiaotong University in 2002.

  • Caofeng Liu

    Co-Founder, Director and Chief Technology Officer

    Mr. Caofeng Liu is our co-founder and has served as RONG360 Inc.’s chief technology officer since its inception. Prior to founding our company, Mr. Liu served as research and development manager at Baidu, Inc. from 2008 to 2011, senior research and development manager at kuxun.com from 2006 to 2008 and architect at tq.com from 2004 to 2006. Mr. Liu received a bachelor’s degree in electronic engineering from Nanchang Hangkong University in 2004. He is an EMBA candidate at the PBC School of Finance, Tsinghua University.

  • Yilü (Oscar) Chen

    Director and Chief Financial Officer

    Mr. Yilü (Oscar) Chen has served as our director since May 2019. Mr. Chen also has served as RONG360 Inc.’s chief financial officer since December 2016. Mr. Chen served as the chief financial officer of Jia.com from July 2015 to November 2016. Prior to that, Mr. Chen served as executive director at Fosun Kinzon Capital from July 2014 to July 2015, executive director at Goldman Sachs Gao Hua Securities from 2006 to 2014, vice president at Changjiang BNP Paribas Peregrine from 2005 to 2006, assistant general manager of the investment banking division at China Southern Securities Co., Ltd. from 2000 to 2005 and assistant audit manager at KPMG from 1997 to 2000. Mr. Chen received a bachelor’s degree in international business management from Shanghai University of International Business and Economics in 1997.

  • Denny Lee

    Independent Director

    Mr. Denny Lee has served as our independent director since November 2017. Mr. Lee has served as a director of NetEase, Inc., a leading internet and online game service provider in China listed on the Nasdaq Global Select Market, since 2002. He was the chief financial officer of NetEase, Inc. from 2002 to 2007. Prior to joining NetEase, Inc., Mr. Lee worked in the Hong Kong office of KPMG for more than ten years. Mr. Lee currently serves as an independent non-executive director and the chairman of the audit committees of the following companies: (1) New Oriental Education & Technology Group Inc., a provider of private education services in China listed on the New York Stock Exchange, (2) China Metal Resources Utilization Ltd., a company principally engaged in the manufacturing and sales of copper and related products in China listed on the main board of Hong Kong Stock Exchange, and (3) NIO Inc., a pioneer in China’s premium electric vehicle market listed on the New York Stock Exchange.  He also used to serve as an independent non-executive director of Concord Medical Services Holdings Limited, a leading specialty hospital management solution provider and operator in China listed on the New York Stock Exchange, from which position he resigned in May 2021. Mr. Lee graduated from the Hong Kong Polytechnic University majoring in accounting and is a member of The Hong Kong Institute of Certified Public Accountants and The Chartered Association of Certified Accountants.

  • Xiaoyan Zhang

    Independent Director

    Professor Xiaoyan Zhang has served as our independent director since February 2018. She is currently Assistant Dean and Xinyuan chair professor of finance at the PBC School of Finance, Tsinghua University. Professor Zhang's research focuses on financial technology, international finance, empirical asset pricing and applied econometrics. Professor Zhang served as Duke Realty chair professor of finance with tenure at the Krannert School of Management, Purdue University from 2010 to 2018. Prior to joining the Krannert faculty, Professor Zhang was assistant professor of finance at the Johnson School of Management, Cornell University from 2002 to 2010. Professor Zhang currently serves as a member of the Issuance Examination Committee of China Securities Regulatory Commission. She is also an independent director on the board of directors of Sinoma International Engineering Co., LTD. In 2017, Professor Zhang was recognized as a finance expert listed in the Recruitment Program of Global Experts, (known as "the Thousand Talents Plan"), by the PRC government. Professor Zhang received a bachelor's degree in international economics from Beijing University in 1997 and a doctor of philosophy degree in finance (with honors) from Columbia Business School in 2002.

  • Kuang-Yu (Jeff) Liao

    Independent Director

    Mr. Kuang-Yu (Jeff) Liao has served as our independent director since November 2018. He has 30 years of experience in operations and senior management across online payments, e-Commerce, and consumer finance in Greater China. He served as the head of Apple Pay Asia from November 2014 to March 2018. In the ten years before he joined Apple Pay Asia, Mr. Liao held several senior executive positions at global technology companies, including head of Visa China, CEO of eBay Greater China, head of PayPal China and general manager at Standard Chartered Consumer Bank China. Prior to that, he also held key posts at GE Capital, Citicorp and American Express in Hong Kong and Taiwan. Currently, Mr. Liao serves as an independent director of Zizaike.com, a privately held company that operates an online marketplace for hospitality service. Mr. Liao received a bachelor’s degree in chemical engineering from Tsing Hua University (Taiwan) in 1982 and graduate study in material science from San Jose State University in 1987.